Home Loans Lending Head

Job Description

Home Loans Lending Head is responsible to lead and grow the mortgage lending portfolio. This critical leadership role is responsible for driving sustainable portfolio growth, optimising profitability, ensuring sound risk and compliance management, and delivering exceptional customer experiences across the home financing value chain. Provide strategic direction, lead high-performing teams, strengthen key stakeholder relationships, and champion innovation to position the business as a market leader in home financing solutions.

Hello Future Head of Home Loans

Welcome to FNB, where we believe help is at the heart of human greatness. Our vision is to be a great business helping to create a better world.

As part of our talent team, you will be surrounded by unique talents, diverse minds, and an adaptable environment that lives up to the promise of staying curious. Now’s the time to imagine your potential in a team where experts come together and ignite effective change.

Are you a strategic and results-driven leader with a passion for helping customers realise their dream of home ownership? We are seeking an experienced Head of Home Loans to lead and grow our mortgage lending portfolio. This critical leadership role is responsible for driving sustainable portfolio growth, optimising profitability, ensuring sound risk and compliance management, and delivering exceptional customer experiences across the home financing value chain. The successful candidate will provide strategic direction, lead high-performing teams, strengthen key stakeholder relationships, and champion innovation to position the business as a market leader in home financing solutions.

This is an exciting opportunity to shape the future of mortgage lending, influence strategic business outcomes, and make a meaningful impact on customers, employees and the communities we serve.

Are you someone who can:

• Provide strategic leadership and direction for the Home Loans portfolio, ensuring alignment with the overall Retail Banking and Group strategy.

• Drive sustainable portfolio growth through customer acquisition, retention and increased market penetration.

• Optimise portfolio profitability through effective pricing, lending strategies, risk-adjusted returns and cost management.

• Ensure compliance with all applicable regulatory requirements and strengthen governance frameworks within the business.

• Lead initiatives aimed at improving customer experience, operational efficiency and digital adoption across the mortgage value chain.

• Drive innovation in home financing solutions to meet evolving customer needs and enhance competitive positioning.

• Strengthen partnerships and stakeholder relationships that support business growth and customer acquisition.

• Develop and retain key talent within the Home Loans business, ensuring succession readiness and leadership continuity.

• Deliver strategic projects that contribute to the bank's long-term objectives of sustainable growth, prudent risk management and operational excellence.

You will be an ideal candidate if you:

• Bachelor's Degree in Finance, Banking, Commerce, Economics, Business Administration or a related field.

• Minimum of 7-10 years' experience within banking or financial services, with significant exposure to mortgage lending, credit risk management and portfolio leadership.

• At least 5 years' experience in a senior leadership role or leadership role.

• Proven track record of driving portfolio growth, profitability, operational excellence and customer-centric outcomes.

• Sound knowledge of banking regulations, governance frameworks and risk management principles.

• Demonstrated ability to lead high-performing teams and build strategic relationships with internal and external stakeholders.

   You will have access to:

• Opportunities to network and collaborate

• Challenging Working environment

• Opportunities to innovate

• Opportunities for career growth

   We can be a match if you are:

• Always doing the right thing – Fight for ethical conduct and transparency, both inside and outside the organisation

• Curious – Believe in insight, creativity, and its power to unlock value

• Deeply Invested – Take initiative and lead in your own right

• Valuing Differences – Be inclusive, gracious, humble, and respectful

• Building Trust, not Territory – Create a culture of collaboration and shared success

• Courageous – Speak up, challenge constructively, and contribute to a culture of bravery

Are you interested to take the step? We look forward to engaging with you further.  Apply now!

All appointments will be made in line with FirstRand Groups s Employment Equity Plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfil this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.

Closing Date: 4 August 2026

*All applications must be done via the Group’s application portal. To access the portal, click on the link below.

https://www.firstrandjobs.mobi/

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Important Closing Date Note

Take note that applications will not be accepted on the below date and onwards, kindly submit applications ahead of the closing date indicated below.

05/08/26

All appointments will be made in line with FirstRand Group’s Employment Equity plan. The Bank supports the recruitment and advancement of individuals with disabilities. In order for us to fulfill this purpose, candidates can disclose their disability information on a voluntary basis. The Bank will keep this information confidential unless we are required by law to disclose this information to other parties.